FAMILY FIREARM INSURANCE

Your protection is our policy AND OUR PRIORITY!

Safety On Family Firearm Insurance policies from Shield U, are built to provide affordable insurance coverage to all responsible lawful gun owners.  

SAFETY ON IS A SHIELD U PRODUCT.
Trusted by these partner organizations
Metropolitan Alliance of Police
Police Benevolent and Protective Association
IL Fraternal Order of Police
PRICING PLANS

Your Custom SAFETY ON Protection Plan Is Waiting

Shop our protection plans specially designed for you and your family members.

PROTECTOR

The minimum in coverage, to protect yourself just in case.

$

149

/ year

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Civil Liability Protection:
$100,000
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Personal Liability:
$100,000
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Defense Reimbursement:
$50,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!

DEFENDER

A little piece-of-mind that goes a long way if you ever need it.

$

214

/ year

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Civil Liability Protection:
$250,000
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Personal Liability:
$250,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!
checkmark
Defense Reimbursement:
$100,000

SHIELD

The liability insurance for those who want full protection.

$

344

/ year

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Civil Liability Protection:
$1,000,000
checkmark
Personal Liability:
$1,000,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!
checkmark
Defense Reimbursement:
$100,000

Lite

$19/mo

Hit the ground running.
Start Free Trial

1 User

5GB Bandwidth

Whitelabelling

Limited Support

10 User

Unlimited Bandwidth

Whitelabelling

Priority Support

File Uploader

Plus

$39/mo

Customized just for you.
Start Free Trial

50 User

Unlimited Bandwidth

Whitelabelling

Priority Support

File Uploader

CONCEALED CARRY AND DEFENSIVE FIREARM LIABILITY INSURANCE

Protecting yourself or your loved ones during a defensive gun use can result in a myriad of legal proceedings being made against you including civil liability suits seeking monetary damages, or criminal charges being filed against you. The justice system is filled with overzealous prosecutors seeking to further their own political agendas by bringing criminal charges against you.

You work hard to build a strong financial future for your family. A Safety On Gun Owners Liability Policy from Shield U can provide you with the legal and financial resources you need to protect your assets and your freedom. Purchasing a Safety On Gun Owners Policy from Shield U is the right decision to make for you, and your family.

A SAFETY ON GUN OWNERS POLICY PROVIDES SUPERIOR PROTECTION OVER OUR COMPETITOR PLANS:

You will receive your own policy tailored to meet your specific needs. You won’t share your valuable coverage and policy limits with the other members of a group association.

Your policy will be backed by an A rated insurance company whose ownership consists of gun owning individuals committed to helping you protect your second amendment freedoms.

Civil liability defense costs are paid in addition to your liability limits.  Defense costs undermost other competitor plans erode your liability limits as attorney fees are paid leaving you with less available coverage as legal bills are paid.

Freedom to choose your own criminal defense attorney.  Your freedom shouldn’t be defended by an attorney provided to you by a national defense firm working on a retainer for a group association for discounted rates.  Your attorney works for you, not the insurance company or group association.

At no additional cost to you, your policy includes coverage for accidental shootings while hunting, or using your firearm at organized shooting events or at the range.

Spouses is automatically included for coverage under your policy without additional charge.

SELF-DEFENSE Liability Coverage
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PERSONAL Liability Coverage
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Criminal Defense Reimbursement
Learn more
SAFETY ON

Self-Defense Liability Coverage

Provides liability protection and attorney defense costs for civil liability claims made against you, or your family members arising out of the use of a firearm in a legally justifiable act of self-defense.

SAFETY ON

Personal Liability Coverage

Provides liability protection and attorney defense costs for civil liability claims made against you, or your family members arising out of an accidental shooting while hunting, or using your firearm at an organized shooting event, or at a gun range.

SAFETY ON

Criminal Defense Reimbursement

The policy will reimburse your criminal defense attorney costs up to your limit of coverage if you are criminally charged and subsequently acquitted of criminal charges related to your defensive firearm use.

Our policy provides $10,000 criminal defense attorney retainer advance.

Freedom to choose your criminal defense attorney.

PRICING PLANS

Your Custom SAFETY ON Protection Plan Is Waiting

Shop our protection plans specially designed for you and your family members.

PROTECTOR

The minimum in coverage, to protect yourself just in case.

$

149

/ year

checkmark
Civil Liability Protection:
$100,000
checkmark
Personal Liability:
$100,000
checkmark
Defense Reimbursement:
$50,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!

DEFENDER

A little piece-of-mind that goes a long way if you ever need it.

$

214

/ year

checkmark
Civil Liability Protection:
$250,000
checkmark
Personal Liability:
$250,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!
checkmark
Defense Reimbursement:
$100,000

SHIELD

The liability insurance for those who want full protection.

$

344

/ year

checkmark
Civil Liability Protection:
$1,000,000
checkmark
Personal Liability:
$1,000,000

$

299

/ month

TRY FOR FREE
No Risk! Cancel at anytime!
checkmark
Defense Reimbursement:
$100,000

Lite

$19/mo

Hit the ground running.
Start Free Trial

1 User

5GB Bandwidth

Whitelabelling

Limited Support

10 User

Unlimited Bandwidth

Whitelabelling

Priority Support

File Uploader

Plus

$39/mo

Customized just for you.
Start Free Trial

50 User

Unlimited Bandwidth

Whitelabelling

Priority Support

File Uploader

F.A.Q.

Frequently Asked Questions

Is the policy available to concealed carry holders?  

Yes,the policy is available to concealed carry holders and legal gun owners

Can I get Firearm Liability Insurance in my state?

Coverage is offered to residents in the following six states: Illinois, Indiana, Iowa, Arizona, Ohio, and Wisconsin.  

Does my coverage extend to acts occurring outside of my state of residence?

Yes, coverage under the policy extends to cover insureds in all 50 states as long as the firearm is legally possessed.    

Why do I need a Family Firearm liability policy, won’t my homeowners insurance cover me?

Homeowners insurance policies only provide civil liability protection for accidental injuries caused by an “occurrence”.  Most policies define“occurrences” as accidents which result in bodily injury or property damage.  Acts of self-defense may not qualify as an “occurrence” as defined under your homeowners’ policy because they are considered intentional acts, and not accidents.  Some insurers provide exceptions for the use of “reasonable” force to protect persons or property.  However, what constitutes “reasonable force”is left up to interpretation by the adjuster for the insurance company.

Will my homeowners insurance policy pay for my criminal defense attorney fees?

No, your homeowners policy will never pay for any criminal defense costs or expenses.  

OUR MISSION

Safety On is dedicated to providing affordable insurance coverage to lawful and responsible gun owners and their family members. Our owners are gun enthusiasts that support your Second Amendment rights. Our Safety On Firearm Liability Coverage is provided by Special Insurance Services, Inc., dba Shield U.

Special Insurance Services, Inc., dba Shield U Firearm Liability Insurance is a licensed insurance agency in the states in which we operate, and provides sales, marketing, operational, and administrative support to Specialty Risk ofAmerica “SPRISKA”.  Special Insurance Services, Inc., is an affiliate of Specialty Risk of America and operates under an underwriting management agreement with them. All coverages afforded are provided by Specialty Risk of America which is an Illinois domiciled stock property and casualty insurance company located in Springfield, Il.

Your Protection is our policy and our priority!

For more information regarding the policy, or to make a claim under your policy contact our professional customer service representatives toll free at:
(833) 815-0852

QUESTIONS?

We are here for you!
Reach out to us
with any questions,
or call us at
(833) 815-0852

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